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At NoCo Flex, We Put First-Time Homebuyers First

At NoCo Flex, we see first-time homebuyers as a primary part of our clientbase. From a focus on education to our unique business model which is designed to maximize value and negotiation success–you won’t find anyone better to guide you through one of the biggest decisions you'll make. We know that, especially these days, first-time homebuyers need all the help they can get to get into that first home.
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Homeownership Crisis

Home prices have been steadily rising while incomes for most have been staying around the same level. What does that mean? Unless you’re quite lucky or privileged, it has become harder than ever to buy a new home.

At the same time, the necessity of owning a home for building lasting wealth and financial stability has never been greater.

Why NoCo Flex is the Best Option for First-Time Homebuyers

At NoCo Flex, we give first-time homebuyers the best chance to buy a home and access all of the benefits and conveniences of homeownership. Here’s how:

Our business model is unlike any other brokerage. That’s because we charge a low ‘base commission’ supplemented by a percentage of any additional amount our negotiations save you on your purchase. This means if our negotiations don’t save you thousands off your purchase, then we simply rebate a portion of our commission back to you at closing directly. Between negotiated savings and commission rebates our clients regularly save tens of thousands of dollars off their purchase.

As if saving our clients thousands through negotiations and rebates wasn’t enough, we also offer a discounted base commission rate for first-time homebuyers. This increases the size of our commission rebate and puts more money in your pocket to use for closing costs, rate buydowns (‘points’) and prepaids etc.

Just like the adage about giving a fish vs teaching to fish, we focus on connecting our clients to the right resources and empowering them to leverage all of the advantages they have in order to get the best deal and the best home they can. Whether that’s demystifying the mortgage process, identifying local, state or federal assistance programs or just running all the numbers to give you a real apples-to-apples comparison on how much your new home can net you in the long run we put education and empowerment at the top of our priority list when working with all of our clients.

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"For most Americans, buying a home is the single biggest step towards greater financial stability and wealth." -Ian Johnston, Broker/Owner

About The Owner

Ian Johnston is the founder/owner of NoCo Flex Real Estate.

As a veteran real estate broker who has worked in the industry for more than a decade with multiple brokerages and helped nearly 500 clients in that time, he recognized in clients a desire for a new type of brokerage founded on a business model that would provide the flexibility and choice that is sorely lacking with traditional brokerages.

Ian started working in the residential real estate industry in northern Colorado in the fall of 2012 and has worked at multiple brokerages including ERA, Shorewood Real Estate and C3 Real Estate Solutions. Starting as a humble assistant he worked his way up to become a licensed broker and Realtor for a leading real estate team and ultimately bought a stake in the team itself. After almost 12 years in the business working within a highly-successful team model he decided to try something different based on what he saw as a market hungry for a different way of doing real estate.

NoCo Flex Real Estate was born.

Hear From our 

Past Clients

"Ian was a fantastic realtor to work with and next time I buy property I will absolutely be using him again. I was a first time home buyer and he helped make the process as smooth as possible. Not only…
Sidney Murphy
"Ian's an EXCEPTIONAL real estate agent who sold our home in record time! We couldn't be more thrilled with Ian's performance as our selling agent. His expertise transformed what could have been a stre…
Kyle Wurtz
"Whether you are buying or selling a home, I cannot recommend Ian enough! From start to finish, he made the entire process of buying our first home smooth, stress-free, and very enjoyable. He explaine…
teesheppt158
"We recently purchased a home from out of state and Ian was incredibly helpful finding us the home we wanted. After meeting with us once he knew what we were looking for, was able to shoot videos of p…
neilmunroe16
"Ian did a fantastic job selling our home in old town Fort Collins. It was a complicated sale and he navigated the entire process smoothly getting us a great result. He always responded quickly to an…
Elizabeth St Denis
"Very responsive and knowledgeable!! Highly recommended!! He was able to make the process on our two home purchases and selling of a home very smooth and not as stressful."
zuser20160109192622503
"Ian was great to work with every step of the way. As a first time home buyer, he made our entire process seem a lot less daunting. He is extremely knowledgeable and took the time to sit down with us i…
Devon Klooster
"We assigned Ian a particularly difficult task: selling a property where the two co-owners were in complete disagreement and not even speaking to each other. Given the circumstances, Ian was forced to…
tlohmann7
"Ian did an absolutely awesome job for me. He was always available to answer any question that I had and really gave great advice in terms of what to offer when. I was very happy all the way around."
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Frequently Asked Questions

It’s true that buying a home can be challenging and often expensive. But, what’s also true is that owning your own home is the quickest way to build wealth in America. That means that like many other challenging things it’s most definitely worth doing. At NoCo Flex, we know how important homeownership is. That’s why we provide discounts for first-time homebuyers that can save you thousands. We also rebate back a portion of our commission in most situations which can give you an extra few thousand or so to help cover closing costs. Plus, having worked with dozens of first-time homebuyers, we can be an invaluable resource to help you navigate the process and maximize your chance of affording the home you want.

We offer a discount on our base commission of 0.25% for buyers who have never owned a home. For a $500k purchase price, this equates to $1,250. This discount reduces the amount that we charge before any bonus earned for negotiating additional savings from the seller on the purchase.

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Since we charge a base commission on the buy side of only 2% (1.75% for first-time homebuyers), any difference between what is paid by the seller and this amount will be rebated back to you as the buyer, minus any amount we earn as our Negotiated Savings Bonus. For buyers, this ‘Negotiated Savings Bonus’ is 20% of any savings we negotiate for you on the purchase price or while you are under contract to purchase the home.
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The amount varies based on the purchase price of the property and any ‘Negotiated Savings Bonus’ we earn by negotiating you savings on the purchase, but on average it is between $3,000 and $6,000. This commission rebate can be used to help you pay for closing costs like loan fees or prepaid items like homeowner’s insurance or HOA fees etc.

Yes, we can certainly help you with applying for and qualifying for these types of programs. But, we do not require you to use any specific program to be eligible for our first-time homebuyer discount or our broker commission rebate.

Absolutely. We love working with first-time homebuyers and explaining the process in a way that is easy to understand and not too intimidating! We also love helping make sure that you are maximizing your savings along the way so you can get the home you’ve always wanted and start building equity and wealth through homeownership!